IBPS Placement-Paper : Current Affair, Marketing and Computer Knowledge

IBPS General Awareness/Computer Knowledge/Marketing

1. Balmiki Prasad Singh has taken over as the Governor of

1. Goa
2. Bihar
3. Meghalaya
4. Sikkim 
5. None of these

2. The Paralympic Games in September,2008 were held at

1. Tokyo
2. New York
3. Madrid
4. Stockholm
5. Beijing

3. Which of the following is/are true about the National Rainfed Area Authority (NRAA) which was in news recently ?

A. The NRAA was set-up in 1995 at the initiative of the then Prime Minister J. L. Nehru.
B. NRAA was established to co-ordinate the work of five ministries associated with the development of rainfed areas.
C. NRAA is now converted into a corporation of the same name.

1. Only (A)
2. Only (B)
3. Only (C)
4. All (A), (B) and (C)
5. None of the above

4. Daiichi Sankyo has recently taken over which of the following companies /Corporations of Indian base?

1. Jet Airways
2. Ranbaxy
3. Bhilai Steel Plant
4. National Textiles Corporation
5. None of the above

5. The recent report on Global Development Finance released by the World Bank has projected India’s GDP growth rate at which of the following levels ?

1. 5%
2. 6%
3. 7%
4. 8%
5. 9%

6. Which of the following cities is placed at the top of the list of cities found suitable for “Global Commerce” compiled by the Master Cards ? (Results of the survey were published recently in various financial newspapers).

1. London
2. New York
3. Tokyo
4. Beijing
5. Mumbai

7. The final results of the last economic census conducated in India in the year 2005were published recently. Which of the following statement(s) is/are True about the economic census ?

A. Economic Census is basically the data pertaining to growth in employment opportunities.
B) Economic Census is conducted every fifth year by the Ministry of Home Affairs.
C) Only non-agricultural establishments are covered in Economic Census.

1. Only (A)
2. Only (B)
3. Only (C)
4. All (A), (B) and (C)
5. None of these

8. The Govt. of India is in the process of bringing some changes and amendments in the existing Money Laundering Act. What are the changes suggested in the law?

A. Some payment gateways like Master and Visa Cards are required to be discontinued with immediate effect.
B. Money Transfer Services like Western Union should be brought under the purview of the Act.
C. A New Financial Intelligence Unit will be set-up to keep a check on huge cash transactions.

1. Only (A)
2. Only (B)
3. Only (C)
4. All (A), (B) and C
5. None of these

9. The New Capital Adequacy Framework prescribed for the banks is commonly known as

1. Credit Policy
2. Monetary Policy
3. KYC Norms
4. Basel Accord
5. None of these

10. As we all know Cash Reserve Ratio (CRR) is the percentage of the deposit banks keep in reserve with them. This ratio is also known as

1. Repo Rate
2. Reverse Repo Rate
3. SLR
4. Liquidity Ratio
5. None of the above
11. Who amongst the following is the author of the book “The Shape of the Beast” ?

1. Arundhati Roy
2. V. S. Naipaul
3. Salman Rushdie
4. Chetan Bhagat
5. None of these

12. Russia has recently made a ceasefire Agreement with which of the following nations ?

1. Ukraine
2. Kazakhstan
3. Coatia
4. Georgia
5. None of these

13. The Govt. of India has decided to build a Nuclear Power Plant in which of the following North Eastern States ?

1. Manipur
2. Asom
3. Meghalaya
4. Arunachal Pradesh
5. None of these

14. ” Lisbon Treaty” is the treaty accepted/adopted by the members of which of the following organizations recently ?

3. European Union
4. Nuclear Suppliers Group (NSG)
5. None of the above

15. When a corporate entity wishes to raise money from the market it can do that by issuing

1. Treasury Bills
2. Memorandum of Association
3. Kisan Vikas Patra
4. National Saving Certificate
5. Commercial Papers

16. Sending an E-mail is similar to

1. Writing a letter
2. drawing a picture
3. talking on the phone
4. sending a package
5. None of these

17. What is the main folder on a storage device called ?

1. Platform
2. Interface
3. Root directory
4. Device driver
5. None of these

18. The blinking symbol on the computer screen is called the

1. Mouse
2. hand
3. light
4. cursor
5. None of these

19. What is correcting errors in a program called ?

1. Interpreting
2. Translating
3. Debugging
4. Complilng
5. None of these

20. A ——– is an organised collection of data about a single entity
1. file
2. library
3. database
4. dictionary
5. None of these

21. The type of software that controls the internal operations in the computer, and controls how the computer words with alol its parts is which of the following ?
1. Shareware
2. Operating system software 
3. Application software
4. Public Domain software
5. None of the above

22. A word processor would most likely be used to do which of the following ?

1. Keep an account of money spent
2. Maintain an inventory
3. Type a biography
4. Do a computer search in the media centre
5. None of the above

23. In addition to keying data directly into a database, data entry can be done from a(n)

1. input form
2. table
3. field
4. data dictionary
5. None of these

24. Something which has easily-understood instructions is said to be

1. user friendly
2. information
3. word processing
4. icon
5. None of these

25. What is an E-Mail attachment ?

1. A receipt sent by the recipient
2. A separate document from another program sent along with an E-mail message
3. A malicious parasite that feeds off of your messages and destroys the contents
4. A list of CC : or BCC: recipients
5. None of above

26. What happens when you boot up a PC ?

1. Portions of the operating system are copies from disk into memory
2. Portions of the operating system are copied from memory onto disk
3. Portions of the operating system are compiled
4. Portions of the operating system are emulated
5. None of the above.

27. Manipulating data to create information is known as
1. feedback
2. Programming
3. Processing
4. Analysis
5. None of the above

28. A hard copy of a file created on a computer refers to data

1. Saved on a floppy disk
2. printed on a printer
3. backed up on a tape drive
4. sent as an e-mail
5. None of the above

29. The database administrator’s function in an Organization is

1. to be responsible for the more technical aspects of managing the information contained in organizational database.
2. to be responsible for the executive level aspects of decisions regarding the information management.
3. to show the relationship among entity classes in a data warehouse.
4. to define which data mining tools must be used to extract data.
5. None of the above.

30. Each of the following is a true statement except

1. on-line systems continually update the master file
2. in on-line processing, the user enters transactions into a device that is directly connected to the computer system.
3. batch processing is still used today in older systems or in some systems with massive volumes of transactions
4. information in batch systems will always be up-to-date
5. None of the above

31. In a customer database, a customer’s surname would be keyed into a

1. row
2. text field
3. rocord
4. computer field
5. None of these

32. A set of interrelated components that collect, process, store and distribute information to support decision making and control in an organization best defines

1. Communication technology
2. a network
3. an information system
4. hardware
5. None of the above

33. Control in design of an information system is used to

1. inspect the system and check that it is built as per specifications
2. ensure that the system processes data as it was designed to and that the results are reliable
3. ensure privacy of data processed by it
4. protect data from accidental or intentional loss
5. None of the above

34. One of the following is not included in the 7Ps of marketing. Find the same.

1. Product
2. Price
3. Production
4. Promotion
5. None of these

35. Home Loans can be best canvassed among

1. Builders
2. Flat owners
3. Land developers
4. Agriculturists
5. Individuals wanting to buy a flat or house

36. CRM (Customer Relationship Management) is

1. A Pre-sales Activity
2. A tool for lead generation
3. An ongoing daily activity
4. The task of a DSA
5. All of the above

37. One of the following is not involved in the Growth Strategies of a Company

1. Horizontal integration
2. Vertical integration
3. Diversification
4. Intensification
5. None of the above

38. SME means

1. Selling and Marketing Establishment
2. Selling and Managing Employee
3. Sales and Marketing Entity
4. Small and Medium Enterprises
5. None of the above

39. A successful ‘Blue Ocean Strategy’ requires
1. Effective communication
2. Innovative skills
3. Motivation
4. All of the above
5. None of the above

40. Bancassurance can be sold to

1. All the banks
2. All insurance companies
3. Insurance Agents
4. All existing and prospective bank customers
5. All of the above

41. Data mining means analyzing the data stored with

1. The DSA
2. The front-office-staff
3. The back-office staff
4. The customers
5. None of these

42. Find the correct statement.

1. Marketing is redundant in monopolistic companies.
2. Performance of sales person depends on the amount of incentives paid
3. Marketing is influenced by peer performance
4. An increase in market share indicates fall in business volume
5. A Mission statement is part of the Company’s Prospectus

43. Storing same data in many places is called

1. iteration
2. concurrency
3. redundancy
4. enumeration
5. None of these

44. Which of the following is the first step in the ‘ transaction processing cycle’. which captures business data through various modes such as optical scanning or at an electronic commerce website ?

1. Document and report generation
2. Database maintenance
3. Transaction processing
4. Data Entry
5. None of the above

45. Cross selling is the basic function of

1. All employers
2. All employees
3. All sales persons
4. Planning Department
5. All of these

46. Cross-selling is not effective for which one of the following products ?

1. Debit cards
2. Savings accounts
3. Internet banking
4. Pension loans
5. Personal loans

47. The target group for SME loans is

1. All Businessmen
2. All Professionals
3. All SSIs
4. All of these
5. None of these

48. One of the following is not a target group for Savings Accounts

1. Salaried persons
2. Doctors
3. Public Servants
4. Insurance agents
5. Loss making companies

49. Rural bank marketing has good scope for
1. Industrial loans
2. Corporate loans
3. NRI loans
4. Tractor loans
5. All of these

50. ASBA accounts are a type of

1. Loan accounts
2. Credit card facilities
3. Savings accounts
4. Export-Import remittances
5. Internet banking