bankers discount aptitude questions

11.

The present worth of a sum due sometime hence is Rs. 576 and the banker’s gain is Rs. 16. The true discount is:
A.     Rs. 36    B.     Rs. 72
C.     Rs. 48    D.     Rs. 96
Answer & Explanation

Answer: Option D

Explanation:

T.D. = P.W. x B.G. = 576 x 16 = 96.

12.

The true discount on a bill of Rs. 540 is Rs. 90. The banker’s discount is:
A.     Rs. 60    B.     Rs. 108
C.     Rs. 110    D.     Rs. 112
Answer & Explanation

Answer: Option B

Explanation:

P.W. = Rs. (540 – 90) = Rs. 450.

S.I. on Rs. 450 = Rs. 90.

S.I. on Rs. 540 = Rs.         90     x 540         = Rs. 108.
450

B.D. = Rs. 108.

13.

The banker’s discount on a certain sum due 2 years hence is     11     of the true discount.
10

The rate percent is:

A.     11%    B.     10%
C.     5%    D.     5.5%
Answer & Explanation

Answer: Option C

Explanation:

Let T.D. be Re. 1.

Then, B.D. = Rs.     11     = Rs. 1.10.
10

Sum = Rs.         1.10 x 1         = Rs.         110         = Rs. 11.
1.10 – 1     10

S.I. on Rs. 11 for 2 years is Rs. 1.10

Rate =         100 x 1.10     %     = 5%.
11 x 2

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