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Insurance Awareness - Types of Insurance — Insurance Awareness Questions & Practice

84 Insurance Awareness - Types of Insurance questions from Insurance Awareness for competitive exams such as UPSC, Banking, SSC and Railway. Read the worked questions below, check every answer with an explanation, and track what you get wrong. का अभ्यास करें

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Insurance Awareness - Types of Insurance पर अभ्यास प्रश्न — उत्तर सहित

Try each question first, then open the answer. Explanations are included.

1. Which type of insurance is described as: 'Insurance that provides a monetary benefit to a beneficiary upon the death of the insured, or after a set period'?

  1. AGroup Insurance
  2. BCattle Insurance
  3. CTerm Insurance
  4. DLife Insurance
उत्तर दिखाएँ

उत्तर: D

This corresponds to 'Life Insurance'.

2. Identify the type of insurance: 'Insurance that provides a monetary benefit to a beneficiary upon the death of the insured, or after a set period'.

  1. AFire Insurance
  2. BLife Insurance
  3. CHealth Insurance
  4. DLiability Insurance
उत्तर दिखाएँ

उत्तर: B

This corresponds to 'Life Insurance'.

3. Which type of insurance is described as: 'A type of life insurance that provides coverage for a specific period at a relatively low premium, with no maturity benefit'?

  1. ATerm Insurance
  2. BUnit Linked Insurance Plan (ULIP)
  3. CMicro Insurance
  4. DProfessional Indemnity Insurance
उत्तर दिखाएँ

उत्तर: A

This corresponds to 'Term Insurance'.

4. Identify the type of insurance: 'A type of life insurance that provides coverage for a specific period at a relatively low premium, with no maturity benefit'.

  1. APersonal Accident Insurance
  2. BEndowment Policy
  3. CLife Insurance
  4. DTerm Insurance
उत्तर दिखाएँ

उत्तर: D

This corresponds to 'Term Insurance'.

5. Which of the following describes Whole Life Insurance?

  1. AInsurance that protects company directors and officers from personal losses due to legal action related to their role
  2. BA type of life insurance that provides coverage for the entire lifetime of the insured
  3. CInsurance products designed to provide affordable coverage to low-income individuals
  4. DA life insurance product that combines investment and insurance, with part of the premium invested in market-linked funds
उत्तर दिखाएँ

उत्तर: B

'Whole Life Insurance' relates to: A type of life insurance that provides coverage for the entire lifetime of the insured

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